How to Create a Mortgage Note: Seller Financing Guide
Seller financing lets you become the lender when you sell a property — and create a mortgage note that earns monthly income.
Jessica GoldMortgage Note Investing
The Paperstac Blog
Practical guides, market insights, and conversations to help you buy, sell, and invest in mortgage notes.
More from the blog
25–36 of 99 articles
Jessica Gold
Deed of Trust vs. Mortgage: What’s the Difference?
What's the difference between a deed of trust vs mortgage? This guide explains how each works, & why it matters for note investors.
Jessica Gold
What Is a Deed in Lieu of Foreclosure?
A deed in lieu of foreclosure lets a borrower voluntarily transfer property to the lender to avoid foreclosure. Learn how it works, who benefits, and what note investors need to know.
Jessica Gold
How to Evaluate a Mortgage Note Before You Buy
Learn how to evaluate a mortgage note before you buy — 10 due diligence factors, LTV thresholds, red flags to watch for, and a printable checklist for every deal.
Jessica Gold
Note Investing vs. Rental Properties
Note investing vs. rental properties — which passive income strategy wins? Compare returns, management, capital, taxes, liquidity, & risk side by side.
Jessica Gold
Land Notes & Contract for Deed: What Note Investors Need to Know
A Land note and contract for deed are two of the most misunderstood instruments in note investing. Learn exactly how they work & how investors profit from them.
Jessica Gold
How Note Investors Make Money
Discover exactly how mortgage note investors make money — 5 proven strategies from monthly passive cash flow to non-performing note exits. No tenants, no repairs.
Jessica Gold
The Difference Between a Mortgage and a Mortgage Note
Most people confuse a mortgage with a mortgage note — but they're two different legal documents. Learn exactly what each one is, why the distinction matters, and how investors buy and sell mortgage notes.
Jessica Gold
Performing vs. Non-Performing Mortgage Notes: Which Should You Buy?
What's the difference between performing and non-performing mortgage notes? Compare risk profiles, yield expectations (8–14%+ vs 15–30%+), exit strategies, and find out which type fits your investment goals.
Jessica Gold
How to Invest in Mortgage Notes with a Self-Directed IRA
Learn how to use a Self-Directed IRA to invest in mortgage notes — tax-advantaged income, real estate collateral, and no landlord headaches.
Jessica Gold
How to Buy Mortgage Notes Online
Learn how to buy mortgage notes online step by step. How to find, evaluate, & close on mortgage notes through Paperstac's digital marketplace.
Jessica Gold
Paperstac’s 2025 End of Year Market Report
Explore Paperstac’s 2025 end of year mortgage note market data report.Including performance, average pricing, and investment-to-UPB ratios.
Jessica Gold