Solutions for every role
Buy, sell, or trade at scale. Find the Paperstac experience built around your goals.
Protect your purchase
A missing transfer document or an incomplete closing can turn a promising purchase into an ownership dispute. Sending money before collateral is delivered adds another risk: paying for a loan without receiving what you bought.
Paperstac brings document preparation, optional escrow, and collateral delivery into one guided closing process, helping you protect the transaction from agreement through transfer.
Every seller goes through identity verification and anti-money laundering screening, so you can feel more confident about who you’re buying from. Paperstac coordinates the complete closing document package through a guided workflow, helping prevent missing or inconsistent paperwork and giving you greater confidence in a complete closing and a properly documented transfer of ownership.
Sending payment directly to the seller leaves you relying on them to follow through. Paperstac’s integrated escrow option coordinates the receipt and release of funds under your agreed closing conditions, keeping funding and closing in one connected process with an added safeguard for your money.
Closing shouldn’t leave you on your own. Every closing includes a Post-Closing Cooperation Agreement that commits the seller to help correct clerical and document issues for two years after closing, with certain transfer-related obligations continuing longer. Collateral side letters put agreed deficiencies, fixes, and deadlines in writing, and you can track those outstanding items in Paperstac through resolution.
More ways to put your capital to work
Bring your deal search to one marketplace. Explore mortgage notes and portfolios across loan types, locations, and performance profiles, then focus on the opportunities that fit your buying criteria.
Paperstac supports loan trading in all 50 states, so your search doesn’t have to stop at your local market. Explore performing and non-performing loans backed by residential, land, or commercial properties, with first and second liens and options for single assets or portfolios.
Spot loans priced below their estimated sale value and uncover deals worth a closer look. Paperstac AI uses machine learning trained on our proprietary marketplace sales data to estimate what a loan will sell for, giving you a pricing benchmark to help recognize potential bargains and bid with greater confidence.
Save the filters that match your buying criteria and return to a focused view of available loans. Then ask Paperstac AI questions about the available collateral documents and get answers linked to the source files. Spend less time repeating searches and digging through paperwork, and more time evaluating the deals that deserve your attention.
Exclusive portfolio access
Get access to large loan portfolios that aren’t listed on our public Member Marketplace. In Paperstac’s private Institutional Marketplace, our Trade Desk brings high-volume sellers and buyers together at scale.
