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Platform features

Powerful tools.
For every trade.

From preparing your loans to signing the final documents, discover the tools that make trading on Paperstac easier.

01

AI-Assisted Loan Tape Import

Turn your spreadsheet into loan assets without starting from scratch. Paperstac AI helps map your columns and values, so you can review your data and bring it into your auction.

02

Automatic Data Room Organization

Prepare your Data Room with less manual work. Paperstac AI identifies collateral document types and organizes files under the right loan assets, saving time and helping reduce filing errors before your auction goes live.

03

Paperstac Price Prediction

See what your loan could sell for before you list it. Paperstac AI uses machine learning trained on historical sales to estimate a sale price, then updates the prediction with live bidding and time remaining as your open auction progresses.

04

Ask Paperstac AI

Ask questions about the documents in a deal’s Data Room and get answers linked to the source files. It’s like having a research assistant on your team, helping you find the details without digging through every document yourself.

05

AI-Powered Data Audits

Paperstac AI compares user-provided loan asset values with the data it extracts from collateral documents. Review flagged differences alongside their source files to help catch potential errors before listing an auction or proceeding to close.

06

Personalized Data Views

Create your own views throughout Paperstac. Filter the data, save your tabs, and arrange them around how you work. Your views stay personal to you, so the information you need is always organized your way.

Additional features

More tools.
In every detail.

39 additional features

Bulk Loan Editing

Select multiple loans and update shared fields together, with the option to fill only empty values.

AI Document Data Extraction

Paperstac AI extracts key details from collateral documents to support loan review and reduce manual data entry.

AI Suggestions for Missing Loan Data

Fill in missing loan details with suggestions from your Data Room files and online research performed by Paperstac AI.

AI-Generated Loan Descriptions

Use Paperstac AI to write compelling listing descriptions that highlight what makes your asset attractive to buyers.

Auction Search & Filters

Narrow the marketplace to auctions that match your criteria and focus your review on relevant opportunities.

Individual Loan & Portfolio Auctions

Offer a single loan or bring multiple loans together in an auction, with bidding configured for the sale.

Open & Sealed Bidding

Choose open bidding for visible price competition or sealed bidding to keep competing offers private.

Multiple-Winner Auctions

Let different buyers win individual loans within the same auction, giving bidders flexibility to pursue the assets they want.

Proxy Bidding

Set your maximum bid in an open auction and let the system bid on your behalf within that limit.

Reserve Pricing

Set the minimum you’re willing to accept for your loans. Final bids below the reserve won’t be awarded.

Earnest Money Deposits

Require an earnest money deposit as part of your auction terms to help secure the buyer’s commitment.

Target Price & Cost Basis Tracking

Set your target price and cost basis to track potential profit and see how bids compare with your selling goals.

Loan-Level Bid Allocation

Place or increase a single portfolio bid and let us distribute it proportionally across each loan using your chosen metric.

Seller-Controlled Fee Allocation

The seller chooses how the auction fee is split between buyer and seller when configuring the auction terms.

Seller-Controlled Document Access

Data Room files are private by default. Sellers grant access on a per-bidder basis, controlling who can view their documents.

Buyer–Seller Messaging

Discuss the deal, share files, and @mention teammates on your Profile to bring them into the conversation.

AI Auto Replies

Paperstac AI uses your conversation to automatically draft relevant replies. Review, edit, and send when you’re ready.

AI Message Improvements

Polish your messages with Paperstac AI, improving grammar, spelling, and clarity while keeping your meaning intact.

Auction Announcements

Share auction updates and clarifications with participants in one place.

Private & Team Notes

Keep notes alongside your deal records and @mention teammates on your Profile to notify them in the app.

Team Management

Invite teammates and assign access roles so each person has the permissions they need to contribute to your deals.

In-App Notifications

Follow relevant updates and actions that need your attention without leaving the platform.

Daily Digest Email

Receive a daily roundup of unread notifications and outstanding closing tasks, with links to take action.

Activity History

Catch up on deal activity with a digital audit trail of recorded actions and updates throughout your transaction.

Collaborative Data Review & Approvals

Propose changes to closing details and review revision history together before both parties approve.

Custom Purchase & Sale Agreements

Upload your own purchase and sale agreement PDF, and let us handle the signature pages and document execution.

Closing Document Generation

Prepare applicable purchase agreements, assignments, allonges, and other documents from your closing details.

Built-In E-Signatures

Adopt a typed or drawn signature and sign eligible closing documents within Paperstac.

Sign from Your Phone

Use a phone handoff to draw your signature on a touchscreen and bring it back to your signing session.

Shared Signing Sessions

Send a signing link to someone who isn’t a Paperstac member so they can complete their assigned signing steps.

Online Notarization with Proof

Connect eligible closing documents to an online notarization session through the Proof integration.

Barcode Document Matching

Upload executed files. We automatically match pages to the correct closing documents using unique barcodes.

Executed Document Downloads

Download your executed closing documents individually or together in a complete document packet.

Closing Requests

Request information or action from the other party and track the response through a dedicated requests panel.

Shipping Labels

Compare carrier rates and purchase shipping labels directly in your closing, using its shared address book.

Shipment Tracking

Follow purchased labels or add external tracking numbers so your closing participants can see delivery progress together.

Escrow

Coordinate closing funds through an escrow agent, with funding instructions and receipt records in the deal.

Flexible Fee Payment

Pay eligible closing fees by card or through escrow, choosing the payment method that works for you.

Wraparound Loan Payoffs

Account for underlying wraparound loans and coordinate their payoff with the escrow agent at closing.

Your next move starts here

Ready to
start trading?

Tap into a trusted network of note buyers and sellers who rely on Paperstac to source opportunities, close deals, and transact with confidence.

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